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4104 N Richmond Street, Chicago, IL 60618.
**Steps from Horner Park and the Chicago River, 4104 N. Richmond offers a rare East Irving Park opportunity with 3 levels of finished living space, 5 bedrooms, 2.5 baths, beautiful vintage hardwood floors, and a flexible layout designed for the way people live today.** The main level features a spacious living room, dining room, powder room, and a bright open kitchen with generous counter space and island seating-creating an easy flow for everyday living and entertaining. A flexible room just off the kitchen can serve as a **5th bedroom, home office, den, playroom, or guest space**. Upstairs, the second level offers **3 bedrooms and a full bath**, while the third floor feels like a private retreat with a bedroom, separate sitting/office area, vaulted ceilings, hardwood floors, and a spacious ensuite bath with a soaking tub and separate shower. Plus the convenience of a 2nd floor laundry access. A major recent improvement adds real value: **the homeowner has invested more than $25,000 in a comprehensive French drain and whole-house drainage system**, providing an important infrastructure upgrade rarely seen at this price point. Because of the extensive drainage work, portions of both the **front and rear yards were recently disturbed and are being resodded**, giving the next owner a fresh start outdoors. And the location is hard to beat. **Horner Park is just moments away**, offering expansive green space, sports fields, playgrounds, walking and biking paths, and access to the Chicago River and canoe launch. Families will appreciate the convenient proximity to **Bateman Elementary, Lane Tech College Prep, and DePaul College Prep**, while commuters enjoy easy access to public transportation and major expressways. Surrounded by **new construction, renovated homes, and continued neighborhood investment**, 4104 N. Richmond delivers something increasingly difficult to find on Chicago's North Side: **space, character, multiple living zones, a private yard, significant recent infrastructure investment, and an outstanding park-and-river location-all in one home.**
MLS ID: 12704054
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4104 N Richmond Street, Chicago, IL 60618.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $850,000 | $850,000 | $850,000 |
| Down Payment | $170,000 | $29,750 | $212,500 |
| Monthly Mortgage Amount | $4,298 | $5,207 | $5,337 |
| Taxes | $1183 | $1183 | $1183 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $374 | $0 |
| Monthly Estimated Total | $5,729 | $7,012 | $6,768 |
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